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You have been working on this spreadsheet for a few nights already. Sacrificing dinner dates with friends just so you can finish it before your boss presents it to the board. You have congratulated yourself for a job well done even if your colleague did not even do his fair share for the report.

Now you look into your spreadsheet and see a blank page. Your boss has just tapped your door and requires the spreadsheet in five minutes. What do you do?

For important files like this, you need to find a way to secure your files. Question: How do I password protect an excel file?

It is very easy.

First, open a spreadsheet and go to Tools and click Options. A window will pop out. Go to the Security Tab. In that, there are two ways to password protect your file. You can either just share the file and do not allow others to modify it or no one can access the file without the password.

We have a bonus tip for wannabe Excel experts out there - how to connect worksheets in Excel? This is also known as linking worksheets. At times, you have various data available in different worksheets and you want to combine a set of data in just one worksheet. You can do that by using the equals (=) sign and then go to the desired cell in your worksheet then click ‘Enter’.

With these tips in hand, you will be considered an advanced Excel user in no time but of course, getting more training or using the ‘Help’ modules will further assist you on how to use this software more effectively. Have fun!

While Obama’s student loan info scandal grows, The Chronicle of Higher Education has published its findings that offer new insight into the problem.

Having studied the data of the repayment of student loans over the last 15 years, the Chronicle has found students are defaulting at rates far exceeding even the daring speculations. Moreover, the amount of defaulted loans only increased over time.

The data for two-year and for-profit colleges is especially worrying, with 40 per cent of the loans defaulting since 1995. The figures are published when the strict federal scrutiny is carried out in for-profit colleges. The investigation was initiated by the Government because of concerns over growing discrepancies between the financial aid drawn and money spent for ends other than teaching. “While for-profits educate less than 10 percent of students, those colleges’ students received close to a quarter of Pell Grant and federal-student-loan dollars in 2008”, the Chronicle article reports.

In 2009 – 2010 the average for-profit charged about $14,000 in tuition fees while the average community college charged about $2,500. This totals in $50.8 billion worth of loans defaulted by the end of the 2009 fiscal year, compared with $39.1 billion at the end of the 2008 fiscal year.

It is considered that economic recession may have contributed to the increase of defaults, though exact reasons of the tendency have not been revealed yet.

Meanwhile, many experts believe defaulting on student loans will only accelerate, if tuition fees continue to rise and fewer jobs are created.

However, things may not be as bad as they seem. “There are numerous safety nets available for broke borrowers, numerous deferments for specific issues such as unemployment or economic hardship, there’s finally a new program called Income Based Repayment that allows borrowers to make payments based solely on their income. The most important is not to think the bankrupt of yourself”, said Matthew Barney, Master in Economics and ProfEssays.com economic expert.

Read more about More Student Loan Defaults in 15 Years!

The brain of a child has been compared to sponges because they seem to just soak up information with ease. Most educators will agree with that statement. During the formative years, learning a language will be easier for a child compared to an adult.  At this time, you may want to consider english courses in dublin for your child, giving him/her a head start in life.

English is ranked number one as the most widely spoken language in the world. It is estimated that over 450 million people in the world speak English. With English being spoken throughout the world some foreign parents, especially those with students considering higher education in an English speaking country will be looking into English courses for their children. These parents realize that the earlier their children master the English language, the easier their time in college will be. With having mastered the English language, the student is free to concentrate on their studies. Being able to read and speak English fluently will greatly assist students in establishing and maintaining friendships and references. Children as young as 12 years old can be enrolled in english courses in dublin.

For foreign parents english courses in dublin may be at the top of their list of places to send their children. There are several reasons for this. Dublin has over 23 institutes and centers of learning offering English courses. Many of these centers for learning offer a wide variety of choices in summer programs and camps for children. There are programs varying in population, start and end dates, activities and additional course work. Parents will find english courses in dublin to fit the individual needs of their student. Some programs will have on site housing for the students with staff counselors assigned to a small group of students. Other programs will have hand selected and fully screened host families within walking distance of their camps. These families will host the child for the duration of the program.

Research your options and check out each school thoroughly. Some schools will have references and contact information available upon request. If that information is available, feel free to use it since the parents and students are expecting and looking forward to your call or email. 

A lot of doctors are paid appropriately and even lavishly every year for their dedication to their work. Their salaries vary depending on the type of job they do. The pay scale of doctors are also different from one another depending on the state they are located and on the specialization they practice. Ob Gyn jobs are usually high paying especially doctors who are an obstetrician and gynecologists too. The Ob Gyn salary usually starts from $150,000 – $250,000 a year.One of the greatest advantages of being in the Ob Gyn jobs is that they can set their working hours. They can work on their own preferred schedule but of course this type of medical work is always on call since there are patients who will be delivering their babies that is why they cannot also just go on a vacation and splurge for a long time unless they file for a leave of absence in the hospital where they are working for.The Ob Gyn jobs are rewarding because their schedule are being matched with great pay for hours of working at their own convenience. But of course, you shouldn’t always think that these doctors are always on a convenient mode since you know that doctors cannot just rest like other professions these days. Good thing they are not working 7 days a week or maybe depending on their schedule. Some doctors open their own clinic so when they are not working in the hospital, you can find them in their clinic that is why they are earning double the income they should.An obstetrician gynecologist is one of the highest paying jobs in the medical field today because they are portraying 2 roles in the field. They are experts of 2 different jobs that are why they need to be paid higher too. The truth is that for you to be able to get a high paying job in the Ob Gyn jobs you need to be a veteran doctor and you shouldn’t stop learning. You need to master the field you are into for you to be able to earn higher than what you should really earn. It is so hard to become a doctor but it is even harder to become responsible in taking care of women and their children’s lives. The jobs these doctors get are also a form of reward they really deserve to get after years of hard work and training in school and in residency. Earning high in Ob Gyn Careers is not easy, you need to go through tough times because you need to prepare by studying hard.

Have you gone into a store lately and looked at all the new electronics and the new game players and new games? As luck would have it, there are a few games you can play online and not have to buy a game player and the games to go with it. My grandson, when he comes over for a visit, plays games on my computer. He came to me not long ago and said, i forgot my guild wars account, or where to go to sign in to it. I asked him a few more questions and he said, i forgot my guild wars account name. Now if he can’t remember this, how am I suppose to help him? He is a pretty smart kid and I told him that he needs to start writing all these things down, so he will have it. When he comes to me and says I forgot my guild wars account and I forgot my guild wars account name, there isn’t much I can do to help him. We now have his game in a separate folder so he can easily find it and he wrote down the user name for me. I put it in a safe place, along with mine, so we won’t have those problems again. He loves to get on the internet to listen to music, watch movies, and of course, play his games. I have taken his games and put them on a flash drive, so all he has to do is plug it in to a usb port, and play. I use my computer for books and I still use flash drives to put them on so I don’t use too much space on my computer.

Follow a controversial topic for your research paper or a case study on why high schools indulge in cheating! More intriguing cases to come!

State Sen. Eliot Shapleigh on Friday accused Austin High School of being part of a scam to improperly raise standardized test scores in the El Paso Independent School District.

Although showing recent improvements, particularly in term papers writing, Austin tested poorly for many years and has been under special rules. Three years ago, 352 underperforming sophomores disappeared from Austin before they could take the Texas Assessment of Knowledge and Skills test (TAKS), Shapleigh said.

“Why weren’t they there for test day?” Shapleigh asked at a morning press conference in his El Paso office. “Each cause has its effect, and schools with consistently poor scores will be closed or reorganized.”

School officials told students who were expected to test poorly to go home sick, Shapleigh said.

Other students in that group were shifted to different schools, held back a grade or pulled out in other ways to ensure only the best students were tested, he said.

John Tanner, Austin High School principal, attended the press conference, and said Shapleigh overstated the number by more than 60 students. The rest of them, he said, could be accounted for in legitimate, although sometimes troubling, ways.

Many of them dropped out, he said, explaining that the high school had one of the worst dropout rates in Texas at that time.

The state agency looked at the data and found no “red flags,” spokeswoman Suzanne Marchman said.

District Superintendent Lorenzo García said Shapleigh was spreading “misinformation.” “He lacked enough convincing arguments and actual facts to solidify his claims”, he added.

García on Thursday held a news conference-rally and criticized Shapleigh for his continued allegations of cheating on state standardized tests.

Shapleigh said he plans another news conference that will include testimony from district high-school teachers.

In present day’s we are in sight of a substitute mobile in the market. The mobile is not appeal though now it becomes very important thing for all of us, so for this base the mobile grasp is increasing up. To an imposing amount very important for the people in today’s world. Impracticable to tell separately with the deliberation of only one of the electronic company (Chinabuye) has accurate the hottest mobile which is known as “V805A Quad Band Dual SIM Shake Sensor China TV Phone With Wi-Fi”. This mobile is hottest one; all the compilation of kind of cause is accessible in this mobile. It is so confuse that we can’t even consistency it also. The weight of this mobile is just only 0.5100kg. The SKU no of this mobile is 25121.. Quad band means to the four bands are available in the different ways.

Buy Cheap Electronics “V805A Quad Band Dual SIM Shake Sensor TV Cell-phone With Wi-Fi” The model no of this device is V805A; it is network to the GSM 850/900/1800/1900. The mixture of speak communication is also available English, French, Spanish , Portuguese, Italian, Deutsch, Bahasa Melayu, Bahasa Indonesia, Czech, Slovak, Dutch, Turkish, Bulgarian, Russian, Simplified Chinese, Traditional Chinese. The color of this mobile is “Black”. It appearance is Bar. The LCD display is 2.2 inch screen, 176 × 220 pixels , QVGA Touch Screen, 260K colors. It is touch panel. The camera is with 0.3 Mega Pixel Camera, resolution 640*480 pixel. It is available with the T.V. function, Wi-Fi, Switch sensor & Bluetooth etc. The multimedia is like Music; Support MP3 background play, support equalizer Video : 3GP / AVI, support to play in full screen, forward and pause. The various other functions are also available MP3, MP4, Hands free, SMS group sending, Voice recorder, FM, Bluetooth, GPRS, WAP, SMS, MMS, Calendar, Alarm, Calculator, Timer, World time, Shake sensor. The talk time to this mobile is 150-180 min. The stand by time of this mobile is 50-150 hours. Even the other accessories are also include 2 x Batteries, 1 x Earphone, 1 x USB cable, 1 x Charger, 1 x Manual.

This mobile is available in the market with the name of “V805A Quad Band Dual SIM Shake Sensor TV Cell-phone With Wi-Fi”. Even you can obtain this mobile online also from the company site. This mobile just only coast $ 116.67. So hurry doesn’t stop execution to see vision.

 
URL: http://www.chinabuye.com/v805a-quad-band-dual-sim-shake-sensor-tv-cell-phone-with-wi-fi

With the Green StarTrek-ish look and a Playstation controller keys, the gadget will be a joyful and easy to use experience for the tech and music lovers. China MP3 MP4 Player with a Camera, SD card expansion, Mic for audio recording, 1W Speaker, Ebook with text format (would have proved to be bonus pointer if its was pdf compatible), tel-book, Gaming and an ergonomic design this gadget is more then just a mp4 player. Although a 3.5″ TFT LCD is awesome but it has greatly reduced the battery life of the gadget. Meaning you can’t rely on its 2 - 4 hour battery if you’re thinking of making it company while going on a picnic downtown, unless you have taken the power adapter and are fortunate enough to find a power outlet. But it will prove a great companion for music listening, watching movies or playing games with the famous and much familiar Playstation keys. The internal storage of 2GB(500-750 songs) is arguably small compared to other players in the market of the same size. Well to cover that up it is provided with a highly portable SD expansion slot which is a great advantage to those with a big collection of favorites. Designed with a attractive and powerful 1.3″MP camera and a built-in mic, the gadget also focuses on those with the love to capture their precious and priceless moments as it happens. A 1W speaker will provide a great experience for a small group of friends sitting by the beach side listening soft music and carter the needs of an alarm. For those who have passion for the good old radio (FM) playing the latest beats, this gadget wont over look their passion. With other features like ebook, tel-book and 500 free games this gadget will never leave you staring, and YES all these feature with at such a nominal cost is just another added feature. So let the GREEN beat!!

http://www.chinabuye.com/2gb-3-5inch-mp4-player-with-camera-green

You must have heard a lot of times that accurate diagnosis coupled with dedicated and focused help are two of the most fundamental routes that can make a dyslexic individual live a normal, happy life as he or she later on climbs up to reach greater heights in his or her chosen career. And this is perfectly true! This makes it useful that a person whom you suspect to be living with dyslexia consider taking the test. One of the best options that you can recommend is to take the step to discover the benefits that online dyslexia tests can provide.

Recent developments in technology have paved the way for the introduction of more innovative techniques to accomplish things like initial steps to arrive at dyslexia diagnosis. And there are many benefits that this latest option can bring to someone who is worried that he or she is displaying some of the most common signs and symptoms that would suggest presence of the learning difficulty.

One of the fundamental advantages that online dyslexia test can provide is the possibility of discovering you might really be suffering from this condition in the comfort of your own home. This is one of the most appreciated features that make online choices desirable for a great number of people. Long ago, when dyslexia was not yet completely made known to the public, the solitary path to finding out if you are a dyslexic or not is to speak to a doctor who in turn would recommend you see another doctor who will require you to take a series of tests. What makes it more demanding and taxing is the reality that you would need to go back to the clinic several times just to accomplish the test to its last part. When the test has been completed to its last area, you would be instructed to wait for your doctor to provide the results to you, which make take several days or so.

The procedure does not stop from there. You would be required to make another appointment together with your doctor, simply to learn how severe or minimal your condition is. This is also the time that you would be instructed on what are the available options you make take in order to deal with dyslexia without much trouble. All of these would take not only days but most of the time weeks and even months. The concern is not only with the time that you will spend but most importantly the cost that you have to pay for the professional fee of the two doctors!

With the availability of online dyslexia tests, you no longer have to spend much time, money and effort in going to and from doctor’s clinics. This is because results for online screening tests for dyslexia are provided instantaneously; precisely a few minutes after test completion. Another benefit is with the price because they charge only a small fee and if you are lucky and resourceful enough, you can even find sites that offer free online screening tests for dyslexia.

Although dyslexia is not curable, the mere thought that you can work on ways to overcome a number of your struggles in dealing with life would eventually serve as your motivation on why you should consider taking any of the available online dyslexia tests.

Historians are now making it clearer on how it really went in the past.  There are documentaries on television that deal on detail about the history of countries, inventions and wars between countries.  The latest I’ve seen is a documentary on World War II with actual footage and in colour.  On the war against Germany, all the while I thought the U.S. got involved at the same time with the U.K.  I learned that the U.S. got into the war when the U.K. refused peace terms with Germany.  At first the U.S. helped the U.K. by sending supplies.  But when Germany made the mistake of hitting one of the US battleships escorting merchant ships, that sparked the U.S. to war against them.  I forgot my wow username.  Hitler was avoiding confrontation with the U.S.

Also, I thought that WW II started at the same time with the war against Japan.  The war in Europe started in 1939 while the war against Japan started in December 1941 after the attack on Pearl Harbour.  It was really good that the U.S. has recovered from the 1930 recession and their productivity was up.  They were able to manufacture war materiel while in the war against Germany and Japan.  I forgot my wow login.

Just wondering – what if the Germans and Japanese won WW II?  Let’s say Germans rule and dominate the west while Japan the east.  Cars on the west will be Mercedes, Volkswagen, Porche and BMWs.   On the east it will be Toyota, Honda, Mitsubishi and Nissan. For internationally accepted currency and language alone they would have gone to war with it.  At that time their leaders were war freaks and only thought of dominating the entire world.